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Buying a laptop needn't be expensive. You can afford a stylish laptop for just a monthly payment, and the best bit is its 0% finance!

It seems that our lives revolve around computers. We use them for working on, we use them for socialising and we even use them for shopping. It seems that everything is done electronically and we find that a family computer is often fought over. This is why laptops are commonly found in family homes. If you have children, especially teenagers, then a laptop is often a wise investment to keep the peace! One new invention in the laptop world is the Netbook. Now you can buy laptops on 0% finance. So what's stopping you?

These laptops are smaller than an average laptop (they usually have screens sized from nine to twelve inches) which makes them easier to store, easier to carry and great for anyone who is using it to do their homework or surf the net. Almost all brands are selling these net books although one of the best has to be a Dell Inspiron Netbook. They come in all different colours and are perfect for making laptops a bit cooler for the kids. These Netbooks come with a range of accessories such as carry bags and peripherals.

Of course sometimes treating your kids (or even yourself) can set you back. Although the net books may not cost a fortune some people don't want to risk paying out all that money in one lump sum and would rather pay on finance. There are many different payment options that companies offer but the main aim is to pay in smaller chunks so that you don't feel the pinch straight away. Many people like to go for two or three instalments but others like to pay every month and make the repayments smaller.

There are one or two things that you should think about when paying with finance. The first thing to think about is how much you can afford each month. If it is only a few pounds then try to stretch the payments over many months. If you can afford a larger amount each month then try only two or three payments. You should pick a finance option that can give you 0% interest.

By not paying interest you will save yourself lots of money and your monthly payments will be lower. Finally take a look at what sort of deposit they are asking for. Most companies will ask for no deposit which all helps when that first instalment comes out. Being able to afford a new laptop is not that difficult when you take finance into consideration.